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Month: January 2022

Investing In Property

I’m sure it’s common knowledge to most of us right now that our monthly wages are oftentimes not enough for us to sustain ourselves, not to mention our families. From having to pay rent, to monthly groceries, to expenses such as car loans, student loans, insurance loans and many more. All this requires a lot of money, and most of us are not able to sustain ourselves on our salaries alone. So we come says no surprise when we consider other options to gain an additional income. One such option that we can consider is an investment in property. However, it’s not as simple as it seems. There are many things to consider when investing in property, and if you’re not careful, you could incur more debt onto yourself. Hence it is highly advisable to first understand what type of property you would like to invest in. Listed below are some types of property that you can consider investing in Bukit Jelutong.

Types of Investments in Property

Residential Investment

Residential investment includes investments in property labelled as Residential such as terrace houses, condominiums, apartments and many more. These buildings are usually used for living purposes and sometimes also for small home offices. Investors interested in property such as this are able to freely rent out the access space here. However, you will still need to pay charges such as sewerage fee, maintenance fee and many more. Though you gain the advantage where renters would pay you a fixed amount every month, you often encounter problems where said renters would either miss out on payments or damage the space they have rented. This in turn would only incur more charges as you would need to pay to get the damages fixed.
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Commercial Investments

Commercial investments on the other hand are investments in property used for commercial purposes. Such examples include office buildings. There are even several types of office buildings to consider like small office versatile office (SOVO), small office flexible office (SOFO), small office lease office (SOLO), and small office smart office (SOSO). Investing in such buildings are usually more cost-efficient as the price to rent out office buildings to companies are usually higher and more constant where the chances of them moving out are lower. The benefit to this is that chances of the business missing out on payments are lower, thus generating you a permanent income for a certain period of time.
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Retail Investments

Retail investments are similar to commercial investments with the exception of their location and usage. For instance, retail investment properties are typically located in shopping malls and shophouses, where people would rent out their lot to small businesses to conduct their business. Another difference is instead of paying a fixed amount every month to the landlord like what happens in commercial properties, renters of retail properties are typically required to pay a percentage of profit made by them every month.
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So, the next time you are looking for options to generate income, try your hand in investing in property.
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January 26, 2022
Easy Recipes to cook when you are busy!
Have a busy schedule? Want to start cooking at home more often than eating out? Here are some healthy recipes that you can prepare ahead or make in a matter of minutes.
1. Overnight oats.
The following day, you’ll have a delicious, flavorful bowl or jar of “oatmeal” ready to eat. The texture is similar to porridge or pudding. However, it’s a quick and easy breakfast with a denser and creamier texture than hot oatmeal. The best part is, it’s filled with nutrients because of chia seeds!

Ingredients
- Oats
- Milk
- Chia seeds
- Yogurt
- Vanilla
- Sweetener of your choice
- Toppings of your choice
The formula is straightforward. It consists of 1 part oats, 1 part milk, and ⅛ parts seeds.

To begin, in a jar, container, or bowl, blend old-fashioned oats and chia seeds. After that, combine Greek or vegan yogurt with vanilla essence. Then add the milk and the sweetener of your choosing. Then stir in the overnight oats until no clumps are left. Refrigerate for at least 2 hours or overnight after sealing or covering with a lid. Grab a spoon the next day, add your favorite toppings, and dig in!
1. Fried rice
Very Malaysian’s favorite! It’s super easy to make. Here is how.

Ingredients
- White long grain rice- Use day-old or cold rice to prevent mushily.
- White onion, small
- Peas and carrots are two vegetables, including bell pepper, broccoli, cauliflower, asparagus, snow peas, and cabbage.
- Eggs
- Soy Sauce with Sesame Oil
- Green Onions- Garnish with sliced green onions at the end!
Heat the sesame oil in the bottom of your pan over medium-high heat, then add the onion, peas, and carrots. Fry until the potatoes are soft. Move the vegetables to the side. Then, pour the beaten eggs on the other side. Combine them with the vegetables. Mix it with the vegetable and egg mixture. Pour the soy sauce on top and whisk until it is well cooked. Garnish with green onions.

You could also add other proteins like fish, chicken and pork. Do you want to bring it to work, but you don’t wish to have your other dishes packed together, making it soggy? You could always use an eco-friendly tiffin set in Malaysia. A minor step to make the environment healthier.
1. Chicken Teriyaki
Are you getting bored of the same old food? Try something new that tingles your tastebuds.

Ingredients
- 2 tbsp toasted sesame oil
- Six skinless and boneless chicken thighs, sliced
- Two large garlic cloves, crushed
- One thumb-sized piece of ginger, grated
- 50g runny honey
- 30ml light soy sauce
- 1 tbsp rice wine vinegar
- 1 tbsp sesame seeds, to serve
- Four spring onions, shredded, to serve
- sticky rice, to serve
- steamed bok choi or spring greens, to serve
Melt the butter in a nonstick skillet over medium heat. Fry, the chicken for 7 minutes or until browned. Fry the garlic and ginger for 2 minutes. Combine the honey, soy sauce, vinegar, and 100ml water in a mixing bowl. Bring to a boil and simmer for 2 to 5 minutes over medium heat, or until the chicken is sticky and covered in a thick sauce. Sprinkle with spring onions and sesame seeds before serving the chicken with rice and steamed vegetables.
January 25, 2022
What are the Malaysian Science Courses in the Pre-University System?

The pre-university system in Malaysia consists of a pre-university science course, a pre-university mathematics course, and a pre-university English course. Students will undergo seven hours weekly of science courses and six hours weekly of mathematics and English courses. There are three levels to the science courses: elementary, intermediate, and advanced. The students who complete these levels will be awarded the National Certificate for Pre-University Studies or NCPUS for short. The students can then enrol in one of the following programs: Accountancy & Business Studies, Applied Sciences, Arts & Social Sciences, Design & Technology (DiT), Economics, Law & Humanities, or Liberal Arts.

Currently, there are four types of pre-university programs that students can choose from as they enter the study process at this level: Science A1, Science B1, Science C1, and Science D1. The Pre-University science course in Malaysia system includes a pre-university program that is compulsory for all students who are enrolled in secondary schools. This program is divided into three levels and is followed by the secondary and tertiary levels. Some courses include biology, chemistry, and physics. These sciences are taught at the secondary level, while mathematics, languages, and information technology are taught at the tertiary level. In Malaysia, we have an educational system that starts from kindergarten up to the highest level. The pre-university system consists of a few levels, which are the pre-university science course and pre-university program.

In general, the main focus of this system is to get students to learn basic science principles and then transfer into a university. However, there are other options available for students including vocational or trade programs. The pre-university science course is made up of four levels: Foundation in Science 1, Foundation in Science 2, Foundation in Science 3 and Foundation in Science 4. These levels are meant for students who want to major in science or mathematics up till the year 11/12 level. There are a number of pre-university science courses in Malaysia. These include science, technical and social studies. The pre-university program is divided into three levels that are known as Form 1, Form 2 and Form 3. Students choose which level they wish to study in and will have to complete the science courses required for each level before they can proceed to the next.

For students who wish to pursue a career in education, they are able to enrol into the teacher education program if they have completed Form 2 or Form 3 with Science as their major subject. The Malaysian pre-university is a public education system that provides students with the opportunity to study for the Matriculation Certificate, Pre-University Matriculation Certificate, or Higher School Certificate. As part of the Malaysian system, there are three main pre-university science courses: Sciences, Mathematics, and Language. There is also a Pre-University (PreU) program that focuses on creative subjects in the arts and humanities. They teach the English language, arts and music. The pre-university system in Malaysia consists of two levels. The first level is the pre-university course and the second level is the pre-university program.

January 24, 2022